add_filter( 'default_content', 'custom_editor_content' );
function custom_editor_content( $content ) {
ob_start();
the_tags( '', ' - ' );
$tags = ob_get_clean();
$html = <<<CONTENT
<div class="content-col-main">
This is your main page content
</div>
<div class="content-col-side">
This is your sidebar content
</div>
<div class="content3">
%s
</div>
CONTENT;
$content = sprintf( $html, $tags );
return $content;
}