Max Benk

$data = array(
    'amount' => array(
        "currency" => 'RUB',
        "value" => '1.00'
    ),
    "comment" => "Подписка на услуги",
    "expirationDateTime" => "$date",
    "customer" => array(
        "phone" => "+7123456789",
        "email" => "mail@yandex.ru",
        "account" => "account-name"
    ),
    "flags" => array(
        "CHECK_CARD" ,
        "BIND_PAYMENT_TOKEN"
    ),
);
$data = json_encode($data);