try:
#code ...
except vk_api.exceptions.Captcha as captcha:
print(f'Появилась капча - {captcha.get_url()}')
captcha_key = input('Введите капчу:')
captcha.try_again(captcha_key)
users = {}
users[event.message.from_id] = 0 #изменить состояние пользователя
if users[event.message.from_id] == 0: #проверяем состояние пользователя
message_id = event.message['id']
msg = vk.messages.getById(message_ids=message_id)
owner_id = event.message['from_id']
access_key = msg['items'][0]['attachments'][0]['photo']['access_key']
photo_id = msg['items'][0]['attachments'][0]['photo']['id']
photo = f'photo{owner_id}_{photo_id}_{access_key}'